Great news for Home Buyers in 2007..  Congress pass new legislation that will allow home buyers to write off the Private Mortgage Insurance (PMI)

Borrowers closing loans to purchase homes in 2007 who have annual household incomes of $100, 000 or less will be able to get a low down payment mortgage and deduct the full cost of their mortgage insurance premiums on their federal tax return.

At this time the law will only apply in 2007.  It is not yet known if it will extend beyond the 2007 tax year.  Although there are many other loan programs that don't require PMI, those that select the low down payment with PMI loans and meet the financial requirements will benefit when purchasing a home in 2007. 

There were quite a few other benefits that were included in the tax package... read the full details at Market Watch.

--Roxanne